The multiplier coupons available vary, with an average of 7x, accoridng to the Canadian Tire Rewards website.
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You will automatically get the highest multiplier that is currently available. The amount of Canadian Tire Money given for any given purchase is based on the number of Litres filled and the multiplier. Filling up more gas is going to give you more rewards as a percentage. Something to bear in mind is that the amount of rewards earned is based purely on the number of Litres filled.
Most programs offer a higher return for the premium gas, but the Canadian Tire Money program does not. That means that the percentage return is actually lower when you fill a more expensive grade of gas same rewards but higher spend on gas.
Here is an example of how it would work for me. Canadian Tire says the average multiplier is 7X, so we will use that as the assumption. According to the chart, a base earning for Some math tells me that is a 1.
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Remember, though, that I had to use cash, debit or the Canadian Tire Options Mastercard, so I was unable to earn the rewards I might have earned had I used my credit card. Canadian Tire Money can be used on anything at Canadian Tire stores, so for people who shop at Canadian Tire, this could be almost as good as cash back. The Canadian Tire Money cant be used to buy gas in the future, though. If you fill gas, but never shop for anything in the store, this program will not be valuable to you.
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In general, the Canadian Tire gas rewards program can have some value for people who shop at Canadian Tire and pay for gas with cash, debit or the Canadian Tire Options Mastercard. In comparison to other programs, though, the stated restrictions limit the value of the program to a large segment of the population. I would suggest that most people would do better to carry the right credit card that privileges all gas purchases. We're Going Cordless.
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