Wamu credit card deals

My FICO is Wanted to increase it to I closed these two accounts plus my Chase professional account that had also had the limit reduced from 12, to 5, It felt so good to tell that it lost a client for good. Reducing balances on credit cards lets them ruduce the credit limits. When you sign up for different cards over various times, what do you do with your old cards?

Say I have older rewards cards I am not using, because I found a better one. Do I call and cancel them? Does that hurt my credit score? You can withdraw the cash immediately if you want, or invest it. Marion, my thoughts are…stay away! Their cards has many, many fees, that are just not worth it! Look at all the fees that you will pay, most of the 1-time fees are imposed when the account line is open.. This is ridiculous!

Looking to get a new reward card soon. I currently have a Visa United Airlines card and am not happy with it. They start at. Did I miss something on the Citi Forward offer? It looks like they only give you points which you can redeem for cashback at a Is there another link for cashback instead of points? And, would not like everyone compare. I would like to know why Chase asked Nickel to remove them too; all of my cards are Chase and the Visa Borders and Amazon reward cards are what I use the most.

The problem I have now is that all my cards have sent the wonderful notice that the rates are no longer fixed. Anyone know who is still offering fixed rate cards? Not as a joint account, but as an extra cardholder… Any thoughts? I noticed it was mentioned positively in a couple of the comments.

Following my previous post I went browsing. But even if not being advertised they seemed to be available if requested.

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I just called the Associated Bank phone number. The only reason I can see is people overspend the limit and then get no additional benefit. Must apply by phone. May have to speak with a representative to see if they are still available. I probably average 3. Charge almost everything I can.

Payoff balance each month. Has anyone any feedback on the Capital One Card Lab? Everything else seems standard 25 day grace period, etc. They have accepted 1 day late payments with no fees, and when I missed payments later than that, I was able to get them to reverse the charges based on my payment history.

I called them up and explained the situation, and helped me make a phone payment with fee. Plus they are the only credit card I have that allows me to pay by phone on the automated system with no fee. Another thing I like is that I can choose the payment due date. At one time I was really irritated with the interest rate on the card, so I called them up to complain. I told them that it was higher than all my other cards, and they reduced the interest rate to I followed the conditions and kept calling about when the bonus points would be added.

They kept telling me it takes a couple of months to show up. They never did. When I escalated it, they told me they knew of no such offer, and I had to produce the original offer which I had already tossed. They offered some measly compensation, which I refused.

I cancelled the card and they lost a good customer. Except discover has the worst customer service ever and is a pain in the ass to deal with.

I have twice canceled discover cards because of how frustrated they made me. I like the Amex options. I might switch out my Amex card. I have cash in hand to pay it off when the time comes. I was using it for everything, until I got…. Except that Buy. I have some fairly big technology purchases I will be making soon and not having to pay for them until will be nice; I will earn north of 7. For the first , your redemption rate is 0. Wells Fargo Cash Back Reward is based on net purchases calculated by multiplying eligible purchase by:.

Free day on 3day weekend rental for National Car Rental No cap on miles. No present spending limit. There are no limits to the amount of Earnings you may acquire within an Account Year. Valid for seven years from the end of the billing cycle in which they were earned. Expiration after seven years will occur month-by-month. Rewards - hybrid awards good for gas, travel, merchandise, etc. Account must be open and in good standing. American Express Optima Enroll in membership rewards express. Earn points for every dollar spent. There's no limit to the number of points you can earn. No limit.

Rewards start at 2, points. Fly any airline, anytime, no blackout dates or seat restrictions. Get cash back and merchandise. No limits on miles you can earn. Miles will not expire for life of account. Merchant has to classify their merchant location. All the rebates you earn are automatically credited toward future purchases. Can earn up to 75, thank you points during one calendar year. Expire after 5 years. Warehouse purchases earn. Bonus is forfeited on accounts that are closed, inactive or not paid for two billing periods.

A Name Change for WaMu, But Not Much Else is Different

Everbank Ever Card Visa Platinum 1 point for every dollar in eligible purchases. Unlimited points can redeem points in Points2U catalog. Account has to be in good standing. Credited a monthly basis.

Points expire at the end of the calendar year. No earning caps. No spending requirements or tiers. Rewards up to 1. Points expire after 4 years. No point limits. Start redeeming at 3, points. Earn 1.