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Frequently Asked Questions. Contact Us. The Bank of Greece takes new action The Bank of Greece suggests a new framework to deal with "red" loans in the country that amount to 84 bn Euros Giannis Stournaras, the former Finance Minister of Greece, has been appointed as the new head of the Central Bank of the country a couple of weeks ago. The pack of measures include among others: For the short-term regulation Period of grace Lower rates Payment of interest rates only during the regulation period For the long-term regulation Permanent reduction of the interest rates Extension of loan repayment term Partial deletion of debt, so that the remaining amount can be served For the definite regulation, which is the most controversial one The borrower, who cannot meet the terms of repayment, passes over the mortgage voluntarily to the credit institution.
The borrower transfers ownership of the property to the credit institution by signing a leasing contract, which ensures the possibility of lease and use for a certain minimum period of time usually five years.
The borrower transfers ownership of the property either to the credit institution or a third party. The agreement may be accompanied by granting the right of residence in the property under a lease usually for a minimum period of three years. USL Team Network.
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