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Private citizens may legally get CNA information from private companies. Companies offering this service include:. Several companies offer reverse lookup services over the web. A few of these web sites are:. I have never had much luck with these web based services. I have had more success searching for the telephone number in Google. You can often social engineer CNA information out of telephone company employees or out of employees of other companies with CNA access.

Here is a sample script that works if your target has ever ordered pizza from Domino's or Pizza Hut:. Digital single lens reflex cameras cameras with detachable lenses.

Non-essential devices connected to the insured item that expands its capabilities. Consequential loss due to the lost insured item, such as decreased sales. Section C: Conditions of cover Specific conditions related to the insured item The insured item must belong to you or a member of your immediate family who is dependent on you and is normally residing with you. The IMEI number or serial number on the insured item must match the number on the policy schedule.

Follow the claims process If an event takes place that may result in a claim, you must, at your own expense do the following: Contact the administrator and submit your claim within 30 days of the event. For stolen or lost insured property: Blacklist the item on the subscribed network or with the manufacturer and notify the police within 30 days. Also provide the administrator with a copy of the police report, a case number and affidavit.

For damaged insured property: Provide the administrator with the insured item. You must advise the administrator of any other insurance in force, which covers the same event. In such case we will be liable only for our proportion of the loss. You have to pay the excess and provide the administrator with all the information and evidence they may require to prove your claim.

If this is not done within 90 days from submitting your claim, your claim will expire. Cancellation of the policy You may cancel this policy at any time if you call us or send us a written notice.

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We may cancel this policy at any time giving 30 days written notice. Termination of cover This policy will terminate when: The insured item no longer belongs to you or a member of your immediate family who is dependent on you and normally live with you ; We do not receive your premium in the 30 day grace period; You or We cancel this policy.

If we end your policy due to unpaid premium, you may reinstate your policy at any time, if your premium is paid up to date. Cover will start from the reinstatement date. We will refund any premiums paid during this 30 day review period. Excess payable You have to pay the 1st amount excess for each claim before your claim can be finalised.

The excess is indicated in the policy schedule and must be paid at your nearest Edgars store. Changes to your cover details Changes to your insured item It is your responsibility to notify us in 30 days in writing or telephonically of any changes to the details specified in the policy schedule. Any changes you make will be effective from the time and date agreed to.

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Your claim can be declined if you do not inform us of certain changes. Policy and premium changes by us We may change the policy cover or increase the monthly premium at any time and will send a 30 day written notice of the change by mail, email, fax or sms. Prevent losses You will take all reasonable steps and precautions to prevent or alleviate losses. Permission to share your insurance information It is essential for insurance companies to share claims and policy information to enable the fair assessment of risks and to reduce the number of fraudulent claims.

We may share insurance information provided by you or on your behalf and you give consent that such information can be shared to any other insurance company and the South African Insurance Crime Bureau. Your consent will survive the termination of this policy.

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